my summer school? So if you could give the name of the banks, website or whatever it would be very helpful to me. I been seeing websites talk about bad credit private student loans but i could never find so are there really bad credit private student loans or is this something that is made up? And I’m looking for lenders in the U.S.A. not across seas because i’m not trying to pay a residential fee to get this loan matter of fact im not trying to pay any thing to get it and also I want to have my payments deferred until 6 months after I graduate which will be May 2008.