I have a credit score under a 400 from somebody else using my idenity. I make about 65,000 dollars a year but yet I cannot buy a home for my wife and children. Does anybody know who I can go through that isnt a scam it woould be greatly appreciated.
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Contact Churchill Mortgage, they are very helpful, and will look at you the person and not your score, they do underwriting home motrgages.
Try a fha loan. Talk to a rep from country wide. Thats how I got mine.
Try using Prospser
People bid to buy a loan that you pay them back.
got to a not for profit credit counselor who will help you get back from the identity theft problem; and any other issues.
check with the Better Business Bureau to see if there are any problems with the credit counselor
If you filled out fraud papers then most of that should come off your credit report. My fiance had that same problem. He was making 90k a year but his sister got all kinds of stuff in his name and then didn’t pay. I think he should have pressed charges then but he doesn’t want his sister to go to jail. Needless to say we can’t buy a house either.