I have bad credit, I make 52,500 per year and I am a single mother. The only loans that I seem to qualify for are the payday loans which prey on people like myself. I make great money but my credit score keeps me from getting a loan. Any suggestions?
You need to wait until you improve your credit score. Start with the loan with the highest interest and throw all extra money to it, then when it is paid off, do it with the next highest rate debt. Do not charge anything – cut up your cards. Do not close the accounts, that will lower your score.
Go over your monthly expenses and see what you can do without or do cheaper. I hope you are getting child support. If you aren’t – file for it immediately. It is not fair to your child for the father not to pay his share.
With that much income, you should be able to watch your budget and pay cash for the things you need, at the same time saving money from each paycheck. Your credit will improve as you clean up the old items. Then go to your bank and apply for a loan.
Hello,
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i am Amanda Jacobs from Sydney Australia, a widow and a mother of four, june this year 2009 i was dire need of $50,000 to do kidney transplanting surgery for my son and also pay for the balance payment of the house which we are living now that my late husband bought before he died in June and the agent that sold the house gave me an altimatum to pay or he will sell the house and recover his money, Due to the desperation to raise the money that i was even scammed twice and until i was reffered by my church to Mr. Raphael Brown of Woods Donald Financial Homes Limited and they helped me and gave me the loan without delay and a low interest rate within 24 hours. I hereby recommend any anyone in dire need of loan to him via tell him that Livng Faith Arena Ministry reffered you for approval.
Good day,
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