I had a student loan go into default, now I want to get a loan to pay that off so that I may be set free, and have a loan that wouldnt go into default.
you can’t get a loan. With little or no credit you’ll have to work on your credit first. Working is a way. Don’t apply for too many cards, store credit cards, credit cards such as visa. If your cool with your parents, maybe have them co-sign or have them put you on one of their cards to help with your credit. But it takes up to 2 years to establish good credit. Trust me I know.!! : )
if you have something to put up as collateral you can (house, car, trust funds, stocks, bonds, etc) but you will still pay out a whole bunch in intrest.
I know that there is a place based in NY called American General Finance (you can get a loan from them if you live anywhere in the continential US) that you can get ahold of and get a loan with bad credit, but if you miss even one payment your in for a world of hurt…
keep working
Put up collateral for the loan. It’s about the only way.
you can’t get a loan. With little or no credit you’ll have to work on your credit first. Working is a way. Don’t apply for too many cards, store credit cards, credit cards such as visa. If your cool with your parents, maybe have them co-sign or have them put you on one of their cards to help with your credit. But it takes up to 2 years to establish good credit. Trust me I know.!! : )
if you have something to put up as collateral you can (house, car, trust funds, stocks, bonds, etc) but you will still pay out a whole bunch in intrest.
I know that there is a place based in NY called American General Finance (you can get a loan from them if you live anywhere in the continential US) that you can get ahold of and get a loan with bad credit, but if you miss even one payment your in for a world of hurt…