It seems that most of the firms advertising to specialize in bad credit loans are scams – predators just waiting to rip innocent people off! Does anyone know of a reputable firm that actual offers loans to people with bad credit without requiring money up front for the loan? If so, please let me know.

I am Jacob James(JJ),I saw your quetion on how you need loan I want you to contact Mr Mike Franklin he gave me loan five months ago at an interest rate of 4% and monthly repayment schedule here is the email I am sure he will help you.
Online Lenders – Nowadays, several online moneylenders offer bad credit loan to people with poor credit histories. These lenders usually offer attractive interest rates and terms/conditions because of low operating costs.