im in financial distress! i need a small loan between 5000 an 10.000 dollars ive tried banks credit unions NOONE will give me one because i had bad credit and im afraid of losing my house!!! some has the answer im sure!
Jul
22
can someone tell me where i can get a loan with REALLY REALLY bad credit?
6
comments
That’s not a small loan.
Your best, and probably only bet, is to ask family and friends for help. With bad credit, it will be nearly impossible to find any lender to help you.
Can you sell something – a car maybe?
Otherwise, yep, family is your best bet. But, you have to ask yourself a really hard question…. If you are this far behind because you cannot afford the house? If that is the case, getting your family to help is only delaying a bad situation and throwing good money after bad.
If you can’t afford it, you need to move to someplace cheaper.
I will say that I am in the same boat and have yet to find someone to give me a loan. I will warn you that there are alot of scammers out there. So beware. And asking this kind of question is just inviting them to your doorstep. Just remember if you feel like you must apply with any of them, DO NOT send them money upfront. This is a scam…..everytime. I really do wish you the best of luck. If you can find someone to lend you money let me know, because I haven’t had any luck and would like some.
Congrats! Your question is a spam magnet. 11 reported and counting.
Please do yourself a favor and do not respond to any of the online offers that show up here. They’re all Nigeria 419 advance fee scams.
Really, really bad credit usually means lack of skill with finances. Borrowing more money in a desperate situation on top of that will only make things worse. You’re already in a hole. Put down the shovel and stop digging. Instead, find and attend a Dave Ramsey “Financial Peace University” course. They’re reasonably priced and you will learn valuable skills for mastering your money to get out of this hole and stay out.
It’s time to cut way back on everything, sell all that you can, get a second job, and go plead your case to the outfit that has your mortgage.
If you are one of those who has been sold a sub-prime mortgage, and that mortgage has been bundled and sold to someone else, then you can buy a little time on a foreclosure by demanding the current mortgage holder “Produce the note”. However, that is only a stalling tactic that gets you a little time to get more money coming in.
Go here they are usually good, if not, see if they don’t take you and you are left searching, be sure whoever you go for are members of the BBB or the ABA.
This is because there are tons of scammers out there, they ask you for money upfront, you’d think people don’t fall for them but they do!
You can remorgage your house. Just find someone that will help you remorgage. Be sure they are legit, belonging to the ABA or the BBB or VERISIGN as mentioned.
Brother Otter is just another spammer paid by Dave Ramsey so you go to Dave Ramsey’s site to buy Dave Ramsey’s $50+ book. You don’t need to read a patronizisg book, you need to remorgage your home now.
PS: if you get in real trouble, ask your repossessing bank if they can produce the bill. The one that you supposedly signed and that they are acting upon to take possession of your property. (forgot the exact term for it now!)
There is a big chance they’ll leave you alone for a few months till they dig up the actual original bill. That’ll give you time to remorgage, do not waste time reading no books!