Every lender in approving loans surely likes to see if the bad credit borrower has sufficient capacity to repay the loan in timely manner. If the borrower earns well, has regular bank balance, has been an employee for some years and has a convincing loan repayment plan in place, then the lenders do not usually hesitate much. So ensure that you have adequate repaying capacity before applying for a loan. Also, you should first check your credit report for any errors. If your credit score is too low then you would be charged a very high rate of interest. So it is advisable to first pay off some easy debts to improved credit score and then you should apply for loan at better rates.

Good Luck…

I read your question in Yahoo Answers and i was touched by how you feel because i have been in similar situation.Not to take much of your time, i can link you up to a Financier in California who is ready to give you a Loan in less than 24 hours.

The only condition attached is that you must be a Resident of United States and must have a Credit Card even if the card is at Zero Balance it makes no difference.The need for the card is to enable them credit your card with the amount you want once you are able to pass their screening process which takes only a day.

You are not going to be asked to pay a dime for anything or a collateral never,no upfront fees of any kind.You will have to negotiate the interest you will pay by yourself including the time limit of repayment.You pay back at your own convenient time.

Once you agree with their terms and pass their screening process believe me your Credit Card will be credited with the amount you require in less than 24 hours of your approval.

If interested get back to me through this email:teddysenyo@gmail.com and i will link you up directly to them to enable you have a chat with them and see how it goes.You dont have to worry about providing your Credit Card information’s to them,it is safe and secure besides you can give them a Credit Card that has a Zero balance but as long as it is still valid.The need for the Card is to enable them Credit your Card with the amount you require and nothing else.I know how sensitive providing such informations is but i can assure you that you have absolutely nothing to worry about as your information’s is safe and secure with them.

If interested get back to me and i will link you up directly to them to enable you confirm and ask other questions you might have directly to them.

Knowing the situation you are in now,i just want to help.Have a great day and God bless you.

Regards,
Teddy Senyo.

I have used them on several occasions for loans on collectible coins with very positive experiences and have become quite friendly with some that work there.

here you can get the best rates available for you.