Ok this is the problem…..I am a single mom of 3 and get no help from their father. I work full-time but i cant get ahead on anything. My bills are soooo far behind and im about to loose my car. Im only 31 and cant even get a loan! My credit is horrible and no one will co-sign for me. Im not a spender!! I dont just blow my money on stupid stuff! I really need some good advice! If ya can please help me before we end up out on the streets! thanks!!!!